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Payday Loans to Meet Your Needs

  • SAFE & SECURE
  • QUICK APPROVAL
  • FAST CASH DELIVERY

Applying for payday loans with direct lenders

You can have funds deposited directly into your bank account with our online lender matching service. Because we have such a vast network of lenders we have an excellent ability to find a lender to fund your financial needs. The quicker you start, the faster your cash can get deposited into your bank accounts, so get started today!

With our easy application process and the ability of our lenders to quickly deposit funds to your checking or savings account, it is easy to get money for any type of emergency or short term financial problem. If you are in need of extra cash today, you can apply right now. Personal Money Store encourages the responsible use of personal loans, installment loans and especially payday loans along with any other form of credit. You should only turn to a short term personal loan or cash advance as a last resort, and be certain you can afford to pay back your loan and fees on your next payday.

APR: The equivalent annualized percentage rate for payday loans and other short-term installment loans ranges from 547.5% to 999.45%, based on the amount and the length of the loan. Larger loans with longer payback periods have lower interest rates. While this sounds large, one must consider that these loans are only meant to be for a very small time-frame, usually 2 weeks. Annualizing other fees in the same manner results in APR of 2336% for a returned check fee of $32 against a $100 check, a 965% fee against a $37 credit card late fee or over the limit fee, or a 1203% APR for a typical $46 reconnect fee by a utility company.

Financial Implications: Short term payday loans are meant to be just that: Short term. Typical fees range from $15 to $40 for every $100 borrowed up to $500.00. Fees per $100 begin dropping on loans larger than $500.00. Fees are typically less than what borrowers can expect to pay for bouncing a check, having a utility disconnected, or paying a credit card bill late.

Collection Practices: If a loan becomes delinquent, attempts at collections are first conducted internally, primarily through telephone, an attempt to work out a pay-off arrangement that takes into strong consideration the financial condition of the borrower. If, after all attempts at internal collections have failed, the lending agency may send the loan to a third party collection agency in an attempt to recover the funds lent in good faith.

Start your Loan Application

You can have funds deposited directly into your bank account with our online lender matching service. Because we have such a vast network of lenders we have an excellent ability to find a lender to fund your financial needs. The quicker you start, the faster your cash can get deposited into your bank accounts, so get started today!

You can have funds deposited directly into your bank account with our online lender matching service. Because we have such a vast network of lenders we have an excellent ability to find a lender to fund your financial needs.

Payday Loan

A payday loan is typically paid back the entirely of what was borrowed on the next pay period. No faxing is usually needed for loans under $1000, which is why they are called no fax payday loans.

Payday Loans For Bad Credit

Payday loans for bad credit can consist of a numerous variety of loan types, to include installment loans, payday loans, pawn shops, title loan companies, car equity loans, home equity loan as well as course of bail bond loans. installment type loans but also include pawn loans, vehicle impound loans, car down payment loans, bail bond loans, etc.

Loans with Bad Credit

Personal loans without a credit check may take into account your credit worthiness based in part on information obtained from your alternative credit report, but they come in many types. Although some loans don't require checking your credit, higher loan amounts for . short term lending, such as $25,000 to start a business, may take into account your credit is the real difference.

Personal Loans

Personal loans come in many types. Some loans with require over $1000 collateral and a credit check while you will find that most loans under $1000 do not. This is the primary distinction.

Installment Loans

An installment loan for bad credit is usually paid back all of which was what was borrowed over a longer period of time, from 6 months to a year. With some stores this can be extended even further, dramatically lowering interest costs as well as fit in better with your budget. For loans under $1,000 typically good credit is not required, which is why they are often called bad credit installment loans.

Short Term Loans

Short term loans can include payday and installment type loans but also include pawn loans, vehicle impound loans, car down payment loans, bail bond loans, etc.